Current Rates

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RATE INFORMATION AS OF:

SAVINGS & MONEY MARKET ACCOUNTS

Account Type Minimum Deposit to Open Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield (APY) Interest Compounded and Credited
Passbook & Statement $50.00 $50.00 0.50% 0.50% Quarterly
Money Market $1,000.00 $1,000.00 0.70% 0.70% Monthly
Holiday Club $10.00 $10.00 0.40% 0.40% At Maturity
Business Statement Savings$2,500.00$2,500.000.25%0.25%Quarterly
Rates may change after account opening and fees may reduce earnings.

CHECKING ACCOUNTS

Account Type Minimum Deposit to Open Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield (APY) Interest Compounded and Credited
NOW Checking $250.00 $500.000.25% 0.25% Monthly
Carefree Checking $100.00N/AN/AN/AN/A
Lifestyle Checking $100.00$0.01 0.25% 0.25% Monthly
Business Checking$250.00$500.000.25%0.25%Monthly
Rates may change after account opening and fees may reduce earnings.

CERTIFICATES OF DEPOSIT

TermMinimum Deposit to Open Minimum Balance to Obtain Annual Percentage YieldInterest Rate Annual Percentage Yield (APY) Interest Compounded and Credited
91 Day $1,000.00 $1,000.00 0.10% 0.10% At Maturity
6 Month $1,000.00 $1,000.00 0.15% 0.15% At Maturity
9 Month$1,000.00 $1,000.00 0.25%0.25% At Maturity
12 Month $1,000.00 $1,000.00 0.70% 0.70% At Maturity
18 Month $1,000.00 $1,000.00 1.65%1.66%Quarterly
24 Month$1,000.00 $1,000.00 0.45%0.45%Quarterly
30 Month$1,000.00 $1,000.00 0.50% 0.50% Quarterly
36 Month $1,000.00 $1,000.00 1.10% 1.11% Quarterly
48 Month$1,000.00 $1,000.00 1.35% 1.36% Quarterly
60 Month$1,000.00 $1,000.00 2.00% 2.02% Quarterly
A penalty will be imposed for early withdrawal.

IRA

TermMinimum Deposit to OpenMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield (APY)Interest Compounded and Credited
Traditional IRA$200.00$200.000.30%0.30%Quarterly
Roth IRA$200.00$200.000.30%0.30%Quarterly
CESA (Coverdell Education Savings Account)$200.00$200.000.30%0.30%Quarterly
A penalty will be imposed for early withdrawal.

MORTGAGE RATES

ProgramRatePointsAnnual Percentage Rate (APR)Payment on $100,000.00
20 Year Fixed 240 Months4.120%0.00%4.242%$612.32
15 Year Fixed 180 Months3.875%0.00%4.031%$733.44
10 Year Fixed 120 Months3.300%0.00%3.522%$979.52
1-4 UNIT, OWNER OCCUPIED, MAX $417,000