Lifestyle Checking
Primary owner must be at least 55 years of age
Joint owners must be at least 55 years of age or spouse of primary owner
Rate Information - Your interest rate and annual percentage yield may change. Click for Rates
Frequency of rate changes - We may change the interest rate on your account at any time.
Determination of rate - At our discretion, we may change the interest rate on your account.
Compounding and crediting frequency - Interest will be compounded every month. Interest will be credited to your account every month.
Effect of closing an account - If you close your account before interest is credited, you will not receive the accrued interest.
Minimum balance to open the account - You must deposit $100.00 to open this account.
Minimum balance to obtain annual percentage yield disclosed - You must maintain a minimum balance of $0.01in the account at the close of business day to obtain the disclosed annual percentage yield.
Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).
Transaction limitations:
• A check will be issued for any closeout balance over $5,000.00.
